Bristol West Now Allows Excluded Drivers on Florida FR44 Policies
Archived post — although this is an older piece, Bristol West's excluded driver policy for Florida FR-44 filings remains in effect. Call or text 305-796-2968 for current details.
Florida drivers who require an FR44 insurance policy have long faced strict limitations, especially when it comes to excluded drivers. Traditionally, insurance carriers in Florida have not permitted excluded drivers on FR44 policies, making it challenging for families or households with multiple drivers.
Now, there’s a major change. Bristol West Insurance Company in Florida is taking a different approach. Their FR44 policies will now allow excluded drivers, providing more flexibility for policyholders who need to meet Florida’s SR-22 and FR44 requirements without leaving household members uncovered.
This change can be a game-changer for many Florida drivers. Previously, if someone in your household was considered a high-risk or excluded driver, adding them to the policy was impossible, often forcing families to purchase multiple policies or go through complex workarounds. With Bristol West, you can now manage your FR44 coverage more efficiently while still staying compliant with Florida law.
It’s important to remember that FR44 insurance is required for drivers who have faced serious violations, such as DUI or license suspensions. Excluded driver coverage allows the policy to remain intact for the primary insured while recognizing that certain household members aren’t covered to drive that particular vehicle.
Key Takeaways:
- Bristol West now allows excluded drivers on Florida FR44 policies.
- This change increases flexibility for households with high-risk drivers.
- FR44 insurance remains mandatory for certain violations, and coverage for excluded drivers is clearly defined.
- Policyholders can potentially reduce the need for multiple policies.
ABOUT THE AUTHOR
Written by Clifford Schimek — Statewide Auto & FR-44 Insurance Expert
I help Florida drivers every day with auto insurance quotes and FR-44 filings. My goal is to make everything simpler and less stressful, no matter where you live in the state. If you ever need help or just want a straight answer, you can always call or text me directly.
Clifford Schimek
Statewide Auto & FR-44 Insurance Expert
Call or text: 305-796-2968
Learn More About Cliff
Why Clifford Schimek? – The case for working with me
Florida Auto Plus Insurance – Agency website
Florida FR-44 Information and Guidance – For Florida drivers who need an FR-44 filing
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